Our primary mission is to offer Canadians a true one-stop shopping experience for all of their mortgage financing needs. We are committed to providing every client with the education needed, unbiased advice, the lowest rates, and fast turnaround times of their approvals.
Property Finance Corp. aims to be the brokerage of choice for Canadians seeking reliable and smart mortgage products that help them meet their financial goals today and in the future. We promise our customers exceptional value, ethical practices, and transparency with each interaction. Let us help you on your journey to homeownership. With Property Finance Corp. you are home!
Ontario's Mortgage Broker of Choice - Serving Vaughan, Etobicoke & North York
Get the best rates and fastest turnarounds with Property Finance Corp!
NOTE: rates are subject to change without notice
Property Finance Corp. has access to a variety of mortgage products that can be tailored just for you. From first-time buyers to empty nesters looking to downsize and for every single Canadian seeking a mortgage product in between, we have the solution. Access to our network of over 35 of the most reliable lenders means we can help you find a new mortgage, negotiate a mortgage renewal, help secure refinancing, and unlock the equity in your home.
The landscape of the Canadian mortgage services is a jungle. Choosing your lender is just one step. Partnering with a knowledgeable and experienced broker can allow you to clear a path through the jungle and get you home sooner. Here are the benefits of choosing Property Finance Corp. to be your guide.
Your Mortgage App, powered by Property Finance Corp. has the answers to all your mortgage questions. Explore how much you need to borrow, calculate your monthly payments, estimate land transfer tax, compare current rates, access our Stress Test to calculate your maximum loan amount, connect with a broker, and more with this comprehensive mortgage financing tool. And the best thing about the Your Mortgage App? It is completely free!
We are committed to helping our clients find the best mortgage solution available and educating them every step of the way. When our clients are able to move closer to their financial goals and can purchase, refinance, or leverage their home’s equity, their success is our success. We’ll let them speak for themselves...
Every Canadian's journey to homeownership is unique. Property Finance Corp. has the knowledge and experience to ensure that everyone has access to the most favourable rates and terms as they seek out the most suitable mortgage solution for them. When you choose our team of insightful and reliable brokers you're choosing an easier path to mortgage financing. This is what you can expect with the Property Finance Corp. process:
The first step is to gain clarity of your current financial health and to determine how much a lender is willing to offer. Let your broker advise you to secure a mortgage product with favourable terms, whether you are applying for a new mortgage, exploring renewal or refinancing.
Pre-Qualification will give you the information you need to begin your home search. You will have a reasonable idea of the price range of homes that you can search for. This is a great first step as you work with your agent to explore the real estate market.
A pre-approval is a conditional commitment by your lender to provide a mortgage to you and they will be able to quantify the loan amount. This puts you in a stronger position as you offer and negotiate on the property you want.
Once your offer to purchase has been accepted by a seller, the loan processing begins. Your lender will amass all needed documentation about you and the property for purchase such as the financials you provided for pre-approval, but also property inspections and appraisals, and titles.
The lender’s underwriter is tasked with making the final approval on your mortgage. The underwriter will verify all documentation and assess the property before locking in an interest rate and approving the loan. The mortgage may be approved as is or may apply additional conditions.
The process of closing includes removing the financing condition of your offer to purchase and will culminate in a meeting with your lawyer to seal the deal. Your journey to homeownership is complete and Property Finance Corp. is pleased to welcome you home!
Every mortgage customer focuses on advertised rates as they search for the “best” mortgage available. Good rates are great, but they do not tell the whole story. The length of the mortgage term, amortization, repayment flexibility, and type of interest are just some of the other factors that will determine the best mortgage for you. Property Finance Corp. can connect you with the mortgage products that meet each of your needs and that sets you up for a strong financial future.
When trying to figure out which mortgage products are available and which one might be right for you, you may sometimes end up with more questions than answers. We are committed to educating our clients so that they may make informed and practical decisions. This library is where we share everything we know with you so you can feel confident with the decisions you make.
You don’t have to travel the pathways to homeownership, mortgage renewal, refinancing, or accessing the equity in your home alone. Property Finance Corp. is uniquely positioned to guide you with insight and practical advice to ensure that the mortgage product you choose is exactly right for you.
Call us today at 1-844-PF1CORP (731-2677)
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